Tips to protect your car from hail

September 25, 2018

Hail is one of the meteorological phenomena that can most damage your car if you have it parked on the street. We give you some tips to protect it to the fullest, With the winter in its final stage, hail is one of the greatest threats to the health of our car, by the force with which it hits and the damage it can cause if we do not take the necessary precautionary measures.  In general, the climate during the winter is cold, but depending on the place or how much the temperatures fall, the precipitation goes from being liquid water to fall in the form of snow or even hail. The latter, although it is very vulnerable to the sun and melts faster than accumulated snow, is often the nightmare of many, for the damage it can cause in our vehicles or homes.  These small ice stones can put us in trouble if they catch us off guard on public roads and cause damage that, although they can be backed by your car insurance, it would be more convenient to avoid them.

But how can we protect ourselves from a hail without suffering damage?

Although there is no completely effective way to do it, there are certain basic tips that can avoid many headaches. The first and foremost is to check the weather before leaving home, so we can calculate if we can return without getting caught in the middle of an intense fall of hail.  It should be noted that hail is not always so harmful; A slight hail is just a little stronger than an intense rain, so you can reach your destination without major worries. But if what is coming is a storm, it is preferable that you plan or seek another form of travel, in order to protect the integrity of your car.  The second recommendation is always to look for a covered space for your car in hail days, so that you can protect it while you are not using it. As this is not always possible, we recommend that you buy a thick car cover, so that you can cover it and isolate the paint from direct contact with the ice.

Remember that hail is more harmful than intense rain, as it causes damage with the impact itself and melting can cause stains in the paint.  Finally, if you can not avoid a hail while you are in the car, it is best to park until the intensity decreases. Being frozen water, the hail wet the road, congests it and can cause unwanted landslides that could endanger your life.  With the arrival of summer, large storms appear and the threat of hail fall is constant. We give you some tips to make sure your car is safe.

It can cause big disorders.

If the forecast predicts fall of hail, that alone is enough for all alarms to light up and it is an imminent nightmare for motorists as well as for anyone since roofs, windows, tiles and other things are also at risk.  The summer is usually the season where more force has to happen the fall of “stones” that could put us in difficulties with the breaking of glasses, windscreens, rates. So you can prevent an unhappy moment, we give you some tips:

It is fundamental, beyond that the prediction is not always fulfilled, to check the weather forecast with a margin that allows you to protect yourself and your car. Do everything possible to leave the car indoors or in the shelter. As obvious as it sounds, it usually happens that walking a little less or not paying for a parking lot ends up being more expensive. If you see that the sky threatens, prevention is better than cure. If we leave the car parked for a long time in one place, there are blankets or just a half shadow to use as an “anti-hail” cover. There are all the sizes, materials and prices for the different types of shots. If the garage is uncovered, it is advisable to place a half shade – double if possible – to “cut” the stones and solve easily and economically a problem that could be worse if we did not. Have an insurance policy that contemplates the fall of hail. Although not all of them guarantee 100% coverage for the damages that have occurred in the face of this climatic phenomenon, some of them propose conditions and limits for amounts of repairs.

How to protect your car from a hail storm

Hail storms are becoming more common in Argentina. Only in the month of March, the Metropolitan Area of Buenos Aires and the Buenos Aires suburbs were affected numerous times by rain and hail. In itself, this 2018 promises to be a year with climatic changes. During the first two months of the year, for example, it rained a third of what is supposed to rain normally. To this is added the unexpected hailstorms that found the population unprepared, and their vehicles suffered the consequences. So that the same thing does not happen to you, we recommend you read this note where we give you all the information about your car regarding the hail. What is hail? How is the car protected? What to do once the storm is unleashed? What types of auto insurance cover hail damage? In this article, we answer all your questions. We also recommend you read this note about how to protect your car from weather variations.

What is hail and why is it produced?

The first of March, the citizens of La Plata, province of Buenos Aires, had to run to seek shelter because of a storm that affected different sectors of the city. Unfortunately, it was not just a rain shower, but also a small hail fall. A few days later, multiple storms loomed in the north of Buenos Aires, and stones fell again. What are these stones? The hail is a type of precipitation of solid state consisting of clusters ice . Therefore, it is formed mostly by water and ice. Hail storms do not form under any weather condition; Different factors must coincide, such as the movement of air. According to the Metered organization, frequent hail during the month of March in Buenos Aires was caused by the presence of a strong vertical wind shear, which changed direction and increased its intensity and by a relatively dry atmosphere. Another factor to take into account is the time of year: March is known as ” transition month “, as we move from one station to another. During this period, bad weather is more frequent, given that large low-pressure system that favor the formation of wind shear in the atmosphere, which is key in the formation of hail storms.

Something that we can not ignore is that many times the Meteorological Service warns us about the fall of hail, but many others do not, since the climate is not 100% predictable. Therefore, the best we can do is to be prepared to protect ourselves and preserve our vehicle from the inclemency of the weather.

How to protect the car from hail?

There are many ways to get rid of the hail worry in your head. One of them is to take out an Insurance for Cars that covers the damages produced by hail. Do all types of policies have this type of service? No, not all. That is why it is important that, before hiring insurance, you are informed about all its characteristics. The Civil Liability Insurance, known as Third Party Insurance, is the policy that we must contract in a compulsory manner, in accordance with the Traffic Law. This type of insurance does not protect your car from damage, inclement weather, fire or theft. However, some insurance agents, such as, for example, Flabella Insurance, allow modifying the characteristics of this insurance. And so Third-Party Insurance becomes one of those that how to protect my car from hail. Another type of insurance offered by Saguaros Flabella, which can also count on the option of protection from hail storm damage, is the All-Risk Insurance.

What is an All-Risk Insurance? As the name implies, it covers your vehicle with varied risks; It is a broad and complete coverage, which is ideal for the total tranquility of the owner. Also, there are some tips that you can follow to keep your car safe from hail: first, check frequently the weather forecast. Second, leave the car indoors, as much as possible. Although it seems obvious, there are times when, by not walking or not paying a parking, we leave our car without shelter. Third, acquire a cover for the car that protects from hail; There are different sizes and materials. Fourth, as we said before, whether you have a used car or a bright 0 km., The idea is to take out insurance for cars. Always remember before taking out insurance, find out about all the benefits and ask if it includes coverage for weather damage and, specifically, hail.

What to do once the hail fell?

If we could not foresee the situation and our car was damaged by hail fall, what we should do is the following: if we had insurance, the first thing is to communicate with the company as soon as possible. In most insurance companies, after an event, the complaint must be made before the past 72 hours. Through this complaint, material damages are reported. And, immediately after, the claim for compensation must be made. Remember not to let too much time pass between one thing and the other. Faced with an emergency situation in case of hail, we show you some tips on what to do with your car, without losing your calm. The prognosis is usually effective against the hail fall and automatically all the drivers get desperate to keep the car in a safe place so that it does not suffer breakage or damage. In this season there are usually summer storms where there are many chances of falling stone.

Look at some advice on what to do in such a situation:

Check the weather forecast every day so that it allows you to protect yourself and your car. Do everything possible to leave the car indoors or in shelter. We get cheaper parking than the fix of the broken window or any damage to the sheet of the vehicle. If you see that the sky threatens, be warned. In case of leaving the car parked, put a blanket that protects the sheet of the vehicle. If the garage is discovered, it is advisable to place a half shade to “cut” the stones. Have an insurance policy that contemplates the fall of hail. Do not try to take shelter under trees because you can fall branches. In case of walking, the tires should be in good condition, with a sufficient depth of drawing and with the pressure recommended by the manufacturer. Turn on the lights of the car. Rain and hail cause the visibility of the driver to reduce by at least 60%.